If you got hit by a bus tomorrow, would your loved ones know how to access your important records? An up-to-date, well organized filing system is a gift to yourself and to them. Here are some tips to help you get started.

THE PROBLEM: Previous generations kept their affairs private and heirs didn’t know much until the will was read. It can be difficult to discuss estate planning, as it means facing mortality and exposing certain vulnerabilities. Inheritors don’t want to think about losing someone they love, but they have many questions.

THE SOLUTION: Learn the four steps to savvy generational planning, then start talking. Honest and open communication is imperative to pass on the elder generation’s values, assets, and wisdom.

I am fascinated by treasure hunters.

Modern-day treasure hunters are very different from those you see in the old movies. In those movies the treasure hunters search by going where others had success, hoping they can find some too. There is usually a lot of intrigue and fighting involved.